An ancient Buddhist proverb says,

“Misers certainly do not go to heaven. Fools don’t like being generous. But the wise, rejoicing in giving, find joy in the higher worlds.”

How do you like to give? Hopefully not always in return for a previous favor or only when you are given to first.

Remember a gift is not deserved; otherwise it would be a payment.

This mindset, will not only bring you greater joy but it may also help you avoid RESPA violations!